Overview

Check Processing in Biller Genie allows businesses to convert paper checks into digital images for electronic submission through the banking network.

Instead of physically transporting checks to a bank branch, checks can be scanned or photographed and processed electronically using:

• Remote Deposit Capture (RDC) with a compatible check scanner
• Mobile Check Capture using a mobile device

If you have not yet enabled Check Processing, refer to:

Setting Up Check Processing

This article explains how Check Processing works and what to expect once it is active.

How Traditional Check Deposits Work

With traditional check deposits:

• A business receives a paper check
• The check is physically transported to a bank
• The check enters the clearing process
• Funds are deposited after processing

This process may involve physical transportation and manual handling before clearing.

How Electronic Check Processing Works

With RDC or Mobile Check Capture:

• A business receives a paper check
• The check image is captured digitally
• The image is transmitted through the banking network
• Funds are deposited after standard settlement timelines

The check is converted into an electronic format that includes:

• Front and back image of the check
• Routing number
• Account number
• Check amount

Processing Timeframes

Electronic check processing follows standard banking settlement timelines.

Most check transactions are funded within 3–5 business days, depending on your merchant service provider and bank policies.

What Check Processing Includes

Using RDC or Mobile Capture allows you to:

• Digitally capture check images
• Process check payments inside Biller Genie
• Apply payments to invoices or process standalone transactions
• Maintain a digital record of processed checks

Processed transactions can sync to your connected accounting software, if applicable.

Equipment & Setup Options

Depending on your workflow, you may choose:

• Remote Deposit Capture (RDC) – Requires a compatible check scanner
• Mobile Check Capture – Uses a mobile device camera

Both methods send captured check images into Biller Genie for processing.

Still Having Trouble?

If you have questions about Check Processing or need assistance, contact the Biller Genie support team at support@billergenie.com and include the following details:

• Whether you are using RDC or Mobile Capture
• Your merchant service provider
• Any specific processing questions or error messages

Providing this information will help our support team assist you as efficiently as possible.